My name is Robert ”Bob” Gardner. The minimum fee for this feature is . My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Despite the current volatility in the. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. As of year-end 2018, American Equity. But that’s not all. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. Learn More About Me. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. In addition, there is an annual service charge of $35, up to a maximum of $50. Annual withdrawals of 3. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. When you initially purchase an annuity, funds may be contributed in a number of ways, depending on whether the annuity is immediate or deferred. We can help you with the following three areas: 1). The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. Best, and an A- (Strong) from Standard & Poor’s. This annuity allows you to turn a lump sum of money into a steady income stream right way. For instance, this annuity has ten years of back-end surrender charges. hondo55 . Annuities are a unique. 21% and 1. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. If you have been seeking more information about annuities online, you have. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. My name is William Seeley. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. For example, on a $100,000 portfolio, the. We can also help you to narrow down the annuity (or annuities) that could work for your particular retirement and other financial objectives. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. At Annuity Gator, we take the frustration out of shopping for annuities. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. 5 billion in assets, and had nearly $13 billion of total life insurance in force. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. Read 6 reviews from customers who rated Annuity Gator 1. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. We look forward to hearing from you. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General Where it works the best: This annuity could be a good option for those who are seeking the following: A fixed rate of interest over time; Safety of principal, regardless of what happens in the market;The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;The Annuity Gator’s End Take on the Midland National Life MNL Endeavor Fixed Indexed Annuity Where it works the best: The Midland National Life MNL Endeavor 8 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growthThe Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;My name is Marcus Brutoco. How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. For years, we’ve made the annuity comparison process easy and understandable – which in turn, can make the annuity buying process much less. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. (The. The Annuity Gator Blog: Annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. There is a wide array of riders that could be added, depending on the annuity, such as guaranteed income or a return of premium. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. 70% for joint life (both you and your spouse. Compare the annuity’s performance against. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. Annuity Gator. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. We look forward to helping you create your retirement savings and income strategy. Annuities can be complex. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. M. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. As of mid-year 2019, Athene held nearly $133 billion in total assets, with more than $113 billion in invested assets, and over $1 billion in excess capital. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. With a retirement annuity, you can grow your savings on a tax-deferred basis. This means that regardless of future economic conditions. That’s where the Annuity Gator comes in. 4 billion in operating revenues and operating income in excess of $774 million,. Consultations with the company are free. Annuity Gator provided the contact with Joshua, and I am glad they did. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. The annual charges for these are 0. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. An annuity is designed to give you income. The smart way to get honest annuity guidance. We. However, they differ from regular fixed annuities in the way their return is determined. My name is Matthew Taub. The Annuity Gator’s End Take on the Symetra Select 5 Multi-Year Guaranteed Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. ) By paying this fee, your money will grow or step-up in a separate account. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. Despite the current volatility in the. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Annuity Gator is a website that helps you compare and choose annuities from different providers. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. The Annuity Expert is an independent online insurance agency servicing consumers across the United States. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. My name is William Seeley. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. So, a fixed index. With this annuity, there is an annual insurance charge of 0. Despite the current volatility in the market and the low. As an income source for investors who have a longer timeline. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. Here, this annuity charges additional fund platform fees that can range from . Beware of these annuity websites. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. For instance, this annuity can provide you with a personal pension-like income. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. Despite the current volatility in the. Downside protection. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. Ouch. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. The Annuity Gator’s End Take on the Transamerica Income Edge 1. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Best, The Annuity Gator P. Learn More About Me. So in this scenario, you would actually be guaranteed a rate of 4. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. David was extremely helpful from start to finish. Despite the current volatility in the. I received a thorough understanding which left me at ease with a clear mind. I help clients all over the country find ways to. Learn More About Me. And, if you choose the lifetime income option, this. product was identified and information sent. Overall, given the low return that the Allianz 222 annuity has produced of. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). M. At Annuity Gator, our mission is to educate consumers on all things annuity. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. The Lifetime Income Benefit with the IAV rate of 5. Annuities are a unique product in that. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Nationwide Life Destination Architect 2. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. Welcome. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. 5% will also come with an annual rider fee of 0. As a source of guaranteed income delivered by a. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. And, because of the in-depth reviews that we provide, we have become a highly. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. | We simplify the way annuities are. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Barclays U. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. Independent annuity professionals provide honest advice, better products and personalized products for your situation. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. With that in mind, having an income plan in place before it is actually needed is highly recommended. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Guaranteed lifetime income stream. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . Your personal info might be collected and sold to a random insurance. Annuity Gator – Ryan Smith Bio. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. 1. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. schedule your web demo. If you’re still considering the FG Guarantee Platinum 7. 11:13 AM, 29 January 2019 . The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. 85% and 0. com team members will personally. Despite the current volatility in the market and the elevated. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. What's the biggest question that you have about annuities? *. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. 55%. This annuity tracks the S&P 500 index. With an indexed annuity, the return is based in large part on an underlying market index, such as the S&P 500. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations. 00%. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. S. (There are several other rate guarantee periods also available on the Solutions MYG annuities). So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Rather, it will simply be credit with 0% for that period. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. For instance, this annuity has ten years of back-end surrender charges. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. Given this, it is important to consider any annuity a long term financial endeavor. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. Despite the current volatility in the. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. This seemingly endless stream of annuity. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. If you want to learn modern approaches to protect and grow your retirement savings and ensure that. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. When the market experiences an upward trend, the returns inside the annuity increase. We met several times by phone and Zoom meetings, and he walked. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. Initially, he listened to understand my needs, wants, and fears. The company is not an annuities broker and it’s not an insurance company. Best and a Long-Term Issuer Credit Rating of bbb+. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. My name is Mark Newman. 5:38 PM, 19 February 2019 . 20% for a single Life or 2. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. As of year-end 2018, The State Life Insurance Company held roughly $8. The Annuity Gator’s End Take on the Prudential HDLI v3. Annuity Basics. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. If you’re still considering the Navigator Elite MVA annuity from. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. 2 billion in equity. This is applied as a percentage of the daily net assets of the variable sub-accounts. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. Calculate all of the annuity fees (some annuities have obscure fees). The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. Headquartered in Newport Beach, California, Pacific Life. Learn More About Me. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. This is particularly the case as the stock market has been so volatile, and unpredictable – in turn, leaving some investors high and dry (or more like low and dry) when it comes to achieving returns. 0 Where it works the best: You may want to consider the Prudential HDLI v3. Fixed index annuities are a type of fixed annuity. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. Guaranteed lifetime income in retirement. Annuity Basics. As a source of guaranteed income delivered by a reputable company. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. Overall fixed index annuity sales. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. Annuities are a highly unique. The representative also went into detail and explained to me the pros and cons of my annuity. We look forward to helping you protect the ones you love with your own unique legacy. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. We’ve also been providing these. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. We look forward to assisting you. M. Annuity Gator connects its customers to a wide range of annuity providers. They use a combination of. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). What's the biggest question that you have about annuities? *. Better to lock in a guaranteed lifetime income. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. Competitive interest rates. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Annuity Gator customer service is available. These begin in Year 1 at 9%, and they gradually grade down to . 75% to 6%, depending on your age and the income option. These contributions are tax-deductible and they grow tax-deferred. 0 Where it works the best: You may want to consider the Prudential HDLI v3. The opportunity for additional, index-linked. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Annuities are not usually associated with the best way for that. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. How to get guaranteed increasing income for the rest of your life. 70% for joint life (both you and your spouse. In this case, for instance, it provides greater downside protection in the case of a market downturn. Despite the current volatility in the market and the low interest. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity.